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Home Insurance

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  1. The building itself and anything attached to it such as a garage or a deck.

  2. Any other buildings or structures on your property such as a shed or a detached garage.

  3. Your personal belongings within the home such as furniture, appliances, and electronics and clothes.

  4. Your living expenses in case you cannot live in your home while it is being rebuilt or repaired.

  5. Liability insurance for if someone gets injured on your property and you may be liable, or if you accidentally cause damage to other people's property.

Basic Home Insurance provides protection for the following:
Optional Coverages available for Home Insurance

  • Sewer Backup

  • Glass Rider - reduced deductible for broken glass or windows

  • Overland Water

  • Ground Water

  • Earthquake

  • Service Line

  • Equipment Breakdown

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Other optional coverages are available depending on the insurance company, please contact Keystone Commercial for more information.

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