Commercial Insurance
Contractors and Trades
From Painters to Plumbers, Electricians to Landscapers, each type of business is unique, and the insurance needs are also unique. At Keystone Insurance Agencies, we can build a comprehensive insurance program for your business to ensure that you are protected.
Construction and Renovation
Does your company build new homes? Does your company do major renovations or additions? If so, there are unique insurance needs to consider. Ryan Siemens with Keystone Insurance can help provide an insurance program so that not only is the building under construction insured, but that your company's property and liability is protected as well.
Retail Stores
Whether you sell clothes or toys, construction supplies or grocery items, Ryan Siemens can help provide an insurance program that covers you for liability, business contents, as well as business income. Optional Coverage is also available to cover you for the increased risks associated with operating an online store.
Professional Offices
Certain Professions such as Accountants, Consultants, and Architects need additional insurance protection for their professional practices. Professional Errors & Omissions Insurance is available either as a stand-alone policy or combined with a General Liability Insurance policy.
Automotive Services
Any business that either sells, repairs, or handles vehicles in any way requires some extra insurance coverages. Liability for bodily injury or property damage regarding vehicles is automatically excluded from General Liability Insurance and must be added as a separate policy. This policy is called a Garage Auto Policy.
Charities and Associations
Charities and Associations are run by directors and officers, who make important decisions that impact the whole organization. These decisions also affect their employees, clients, and donors/investors. While it is expected that directors and officers operate to their best ability, mistakes and judgmental errors happen and the directors and officers could be held legally responsible. Directors & Officers Insurance can provide the legal protection and cover the legal costs should a lawsuit occur.
Restaurant/Hospitality
Any business that either sells, repairs, or handles vehicles in any way requires some extra insurance coverages. Liability for bodily injury or property damage regarding vehicles is automatically excluded from General Liability Insurance and must be added as a separate policy. This policy is called a Garage Auto Policy.
Rental Property
Whether you are providing a home for a family to live in or leasing a building to a business such as a restaurant or office, safeguard your investment with an insurance package that protects both the physical building as well as lost income should an insured loss happen to the building.