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Automotive Services

In Manitoba, the standard Commercial General Liability policy does not provide coverage for property damage to owned vehicles or legal liability for loss or damage arising from the use or operation of any customer's automobile or non-owned automobile.  A Garage Automobile Policy is intended to provide this important coverage.
A Garage Automobile Policy is used primarily for the following types of businesses:
  1. Automobile Repair Garage

  2. Automobile Dealer

  3. Off-Road vehicle sales or service

  4. Automobile Service Station

  5. Automobile storage garage

  6. Automobile Parking Lots

  7. Mobile Vehicle Services

A Manitoba Garage policy has the following sections:

  1. Third Party Liability for Owned Automobiles and Non-Owned Automobiles for bodily injury, death, or property damage.

  2. Accident Benefits as required by Law

  3. Loss or damage to Owned Automobiles

  4. Uninsured Motorist Cover as required by law

  5. Legal Liability for damage to a customer's automobile while in the care, custody or control of the insured.

Depending on your type of business, other types of coverages are needed that are found in a Commercial General Liability Policy such as Stock, Contents, and Business Interruption.  Contact Keystone Commercial for your free comprehensive insurance consultation.

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